Tips For Getting A Bad Credit Secured Loan

Anyone with a bad credit score is also able to get a loan whenever he/she needs it. However, you will be limited to lenders who offer a bad credit secured loan. When you choose your lender carefully, you are guaranteed of getting the money to fulfill your needs.


To be eligible for a secured loan, you should be able to verify that you can settle it through a regular income that you receive. You can do this by offering the lender your latest payslip or bank statement. Resolving this moves you a step closer to finally getting the bad credit Read the rest

Worried About Single Parent Financial Planning?

Single Parents Need Help With Planning

If you are a single parent, you know more than most the struggle of caring for a child, emotionally and physically, and that you have to always be the one to provide for your family. This is why when the tax filing season comes, you need to be sure you have the following tips to help you out. H&R Block can further help you if you go to them for a consultation.


Your first priority should always be estate planning. This is because you have to be sure your children are cared for … Read the rest

Lexington Law Scholarship Via Essay On Credit

$50k in College Scholarships Announced by Lexington Law


The Lexington Law Scholarship Award has been launched and 50,000 dollars has been promised to this fund. It is available to any students who write some type of winning essay detail at exactly what a credit score means to them personally, the way it may affect their future, and also how they can maintain a good credit score during college and beyond.

Lexington Law

Factors contributing to someone’s credit score, for Credit score (United States). (Photo credit: Wikipedia)

John Heath, the Directory Attorney for Lexington Law stated that, “The past few months have allowed … Read the rest

How To Go About Avoiding Common Credit Issues


You may need to employ some how-to blogs when you are looking to build up your credit score. There are of course many professional resources that can be called on, but be aware that there are many offering information which is false. It is not hard sometimes to actually do more harm than good. Understanding the different ways you might be affected negatively will make it much simpler to repairing it positively. Let’s take a look at some different ways your score can be hurt.

Financial Responsibility in the United States

Financial Responsibility in the United States (Photo credit: Bart Claeys)

Too much use of Read the rest

Understanding The Basics Of A Bad Credit Secured Loan

While your credit may have taken a beating in recent years, that does not mean you can’t secure a loan. What it does mean is that you will need to work with lenders who offer bad credit secured loans. Loans of this type generally have specific criteria that applicants must meet. By choosing the right lender, you can use this loan to purchase a car or something else you need, and also begin the process of rebuilding your damaged credit.

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In order to qualify for a bad credit secured loan, you will have to provide the lender with proof … Read the rest

How Secured Loans Can Help

How Secured Loans Can Help

Consumers who need to rebuild their credit histories can take secured loans to start the process. A secured loan is an advance that a lender gives to a person who is willing to offer some type of collateral. Usually, borrowers allow the lending institutions to place liens on their homes or their automobiles to ensure that they repay the loans.

Who Qualifies for Secured Loans

Generally, to receive an unsecured loan, the debtor has to have a credit score of 650 or more. Therefore, those who expect to qualify for secured loans should have … Read the rest