With the number of Identity Thefts on the rise, and the uncertainty of the financial market, people are more wary than ever. This has lead to scammers developing more ingenious ways to scare people out of their money. But it seems like scammers will have to look long and hard before coming up with a scheme that is more outlandish than the practices of Unicredit.
Setting Up Court
Unicredit is a collection company based in Erie, Pennsylvania. The company went to the trouble of setting up an office to resemble a courtroom. Furniture, furnishings, spectators and even a person clad all in black were all provided to the room. Some employees would impersonate police officers and deliver subpoenas to debtors. The debtors would then arrive at the court for the fake hearing.
Often times people were convinced to pay on the spot or surrender assets in order to avoid what they thought would be jail time. Of course, the collection agency did not have authority to arrest anyone or send someone to jail, but the ruse worked on a number of individuals.
Violation of Multiple Laws
Obviously this tactic was designed to prey on people’s fears and worries about their present situation in an effort to recover an actual debt that was owed. But the Attorney General for the state of Pennsylvania is not falling for the bluff. These types of tactics are unlawful and can carry serious punishment for all of the people involved in the scheme.
How to Avoid Playing the Fool
So this leads to the question, “Whom can we trust?” The answer is actually quite simple. If you owe money and are in collections you should talk to a Chicago bankruptcy lawyer. Explain your situation to the attorney and then let them provide you with sound, legal advice. From that point forward consult with your attorney about all of your correspondence with the collection agents. Phone calls, emails, and direct mail should be reported immediately to your Chicago bankruptcy attorney. The lawyer can review the information and inform you of which documents are legal and needing your attention as well as which items are just a scam trying to scare you out of your money.
- Avoiding Scams on Linked In and Other Social Media Sites (capturedtech.com)
- Little Known Facts About Claiming Bankruptcy (debt-consolidation-2u.com)
- Tax Scams To Be Aware Of (2010tax.org)