Cell Phones: Bad Credit Service Contracts

Many folks are looking for cell phone contracts for people with bad credit due to the current economic climate that many individuals are finding themselves in. This is particularly the case for folks who may be able to pay their bills on time, but simply have had one or two credit snags that have prevented them from getting more traditionally based cell phone contract service. The good news is that there are number of cell phones bad credit options for these types of folks that extend not only beyond getting prepaid cell phone plans, but also ways that they can get a traditional contract while also improving their overall credit score.

The first and clearly the most obvious way that people get around the whole bad credit issue when it comes to cell phones is to simply go to prepaid cell phone plan which can come in number of different forms. One of the most common forms of people often get these particular plans in is a prepaid or pay as you go cell phone plan. You can also opt to go with a flat rate monthly plan which is commonly offered by many of the major national carriers in addition to the local regional service providers.

Another option for those of you who have a bit more discretionary money to spend, can choose to not only provide or purchase a whole new cell phone at retail price, but then you can also opt to pay a fairly substantial down payment, depending on the service provider you’re dealing with. With this down payment will effectively do is allow you to gain access to their network and sign up for a traditional cell phone contract. Essentially the money that you’re putting down acts as a type of collateral against your poor credit, or lack of any real credit at all. The benefit to doing this particular route, as not only do you get the phone and network that you want, but you will also get a chance to improve your overall credit score by making your payments on time every month.


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