Debt Consolidation with Peer-to-Peer Lending

Debt Consolidation with Peer-to-Peer Lending

Personal loans, debt consolidation loans and home loans were once the exclusive products of banks, but this is no longer the case. Those struggling with money problems now turn to companies like P2P loans, payday loans, family loans and Prosper in order to reduce monthly repayments and keep household bills in-check.

Secured Loans and Debt Consolidation

Having bad credit normally means that unsecured loans aren’t a realistic option due to the high APR. This means that many borrowers that are seeking debt consolidation opt for secured loans. Is it really a sensible idea to turn … Read the rest

How You’re Wrong About Debt Consolidation

How You’re Wrong About Debt Consolidation

With so many mixed messages presented by so many different sources, it can be difficult to know which to believe when it comes to finances. Facts can be misrepresented and myths develop a life of their own. But if you find yourself reading this article because you’re considering debt consolidation, read on. There are three myths that will be debunked in the following paragraphs.

Myth #1—Debt consolidation causes damage to your credit rating

In reality, the act of debt consolidation is a way of better managing your debt so that your credit report is … Read the rest

New Beginnings After Bankruptcy

Life sometimes seems to deal one bad hand after another. Individuals who lose their jobs or encounter major medical bills can end up feeling overwhelmed financially. There are many circumstances, especially in today’s economy, that can make it seem like there is no point in trying anymore.

When the financial pressures create a sense of defeat, it is time to contact one of the qualified Phoenix bankruptcy lawyers. These professionals have been trained to deal with what may seem like insurmountable problems. Often, the solution to difficult problems is simply turning to someone who is experienced and knowledgeable in dealing … Read the rest

Mortgage Calculators: Find Out How Much You Can Afford and How Much You Can Save

 

Discover’s easy-to-use online mortgage calculators can help simplify the home loan process.  Variable inputs enable you to calculate how much house you can afford,your estimated monthly mortgage payments,and how much you can reduce your payment by refinancing, among other important financial considerations.

Next to each calculator you’ll find current rates for 30 year fixed, 15 year fixed and 5/1 adjustable rate mortgages for guidance.   Dropdown menus and helpful explanations and guidance features are there to walk you through the inputs.

Check out our five unique calculators to determine how much and what type of financing may be right for you.… Read the rest

Five Great Jobs for Quick Holiday Cash

Quick Holiday Cash

It’s the most-expensive time of the year. Whether it involves buying presents or paying for travel, the holidays can cost a lot of money. Here are five jobs that don’t require much training but still pay good money to help you cover those extra holiday expenses.

  1. Amusement and recreation attendants

Families typically get together during the holidays and they need things to do besides sit around and annoy each other. Take advantage of the increase in holiday entertainment options and find a part-time job as an amusement or recreation attendant. A job like this might pay … Read the rest

The Health Impact Of Debt

The Health Impact Of Debt

Most consumers will attempt to avoid getting into debt. No one takes pleasure in having to pay interest or worry about a debt payment. When someone gets in over their head, they may be forced to take advantage of some sort of debt solution such as a debt consolidation or bankruptcy. Having debt can cause the consumer to be anxious and to feel stress. Having too much debt and not being able to make bill payments on time can have a psychological impact on a person. Often, dealing with the stress of debt can cause … Read the rest