Save Money on Insurance By Buying the Right Car

While there are some vehicles that will cost you a small fortune to insure, there are other cars on the flip side that will cost you a very minimal price. The complete reasoning for some cars being cheaper to insure are unknown, but the most reasonable answer is that they are involved in less accidents. The exact line of thinking behind that is also a mystery, but the cars are cheaper to insure nonetheless. If you want to save money on car insurance, consider purchasing one of the following 5 vehicles.

Marcie McDonald is an insurance consultant who writes for cheapestcarinsurance.org.uk. She recommends getting a comparison online for motor insurance and also to see if you qualify for the cheapest car insurance before making your choice.

  1. The Mazda Tribute i is a very rare vehicle in terms of the price for an average insurance premium. In 2011, an average owner of a Mazda Tribute i paid only $1075. This very low rate may be because young people don’t particularly enjoy the design or how the vehicle handles. This is actually a vehicle that a lot of middle-aged mothers with children drive, and they often drive very carefully. People looking to pay low car insurance premiums will want to go with the Mazda Tribute i.
  2. The Honda Odyssey LX is another very affordable vehicle, for many of the same reasons as the Mazda Tribute i. It is a van that many parents with multiple children enjoy driving. It is easy for them to transport kids to and from school, sporting games, and out on family trips. An average Honda Odyssey LX owner will pay around $1,095 per year in insurance premiums.
  3. The Chrystler Town and Country van is yet another low-priced option for insurance purposes. The growing trend here is that young people really don’t drive this type of vehicle often, as these types of vehicles are more aimed toward families. Since a Chrystler Town and Country is one of the least likely vehicles to be in an accident, you can expect to pay a very low price of $1,119 per year for your coverage.
  4. Another van with low insurance costs is the Dodge Caravan. This is a very popular vehicle among mothers, and they will drive more safely when they have their children in the vehicle. You will once again rarely find young people driving these on a regular basis. Averages costs for insurance here are roughly $1,131 per year for coverage.

  5. The Toyota Sienna CE rounds out the top 5 at a great rate of about $1,133 per year to insure. This is yet another family car that reckless youths tend to avoid. These coverage prices are all great news for people with families where money is always tight. Switch to a more family-focused vehicle to save yourself some money in insurance.

The common theme among these low-cost insurance vehicles is that drivers under the age of 25 don’t often drive them. The more cars that these younger drivers drive, the more likely that car will be to have higher insurance costs. You can avoid paying more by purchasing one of these great vehicles, and you’ll never again pay high insurance.

Marcie McDonald is an insurance consultant who writes for cheapestcarinsurance.org.uk. She recommends getting a comparison online for motor insurance and also to see if you qualify for the cheapest car insurance before making your choice.