Debt Consolidation Pros and Cons

Feeling overwhelmed by debt? Lexington Debt Consolidation can help! This guide explains debt consolidation and how it can help you get out of debt.

What is Lexington Debt Consolidation?

It’s combining multiple debts into one loan, usually with a lower interest rate, simplifying your payments and potentially saving you money.

Benefits of Debt Consolidation:

Lower Interest Rates: Save money by paying less interest over time.
Simplified Payments: Manage your finances easily with one monthly payment.
Faster Debt Payoff: Reduce your debt faster with lower interest rates.
Improved Credit Score: Consistent on-time payments can boost your credit score.

Types of Consolidation

Student loan forbearance can provide temporary relief from making payments on your student loans. Learn what it is and how it works in this guide.

If you’re struggling to make payments on your student loans, you may be able to apply for forbearance. This temporary relief allows you to pause or reduce your payments for a set period of time. But what exactly is student loan forbearance, and how does it work? Read on to find out.

Student loan forbearance is a temporary suspension or reduction of your monthly student loan payments. Here are some cases … Read the rest

John C. Heath is an attorney in Lexington, KY who has worked as an attorney in both a private and public interest practices. He got the chance to participate in an internship at Western Ohio Legal Services in Lima, Ohio during his last year of law school, where he assisted in the defense of individuals involved in family law and other consumer disputes.

John C. Heath is an experienced and caring attorney who has a passion for helping people who are dealing with difficult legal situations. He has been practicing law in Lexington, Kentucky … Read the rest

Anyone with a bad credit score is also able to get a loan whenever he/she needs it. However, you will be limited to lenders who offer a bad credit secured loan. When you choose your lender carefully, you are guaranteed of getting the money to fulfill your needs.

To be eligible for a secured loan, you should be able to verify that you can settle it through a regular income that you receive. You can do this by offering the lender your latest payslip or bank statement. Resolving this moves you a step closer to finally getting the bad credit … Read the rest

Single Parents Need Help With Financial Planning

If you are a single parent, you know more than most the struggle of caring for a child, emotionally and physically, and that you have to always be the one to provide for your family. This is why when the tax filing season comes, you need to be sure you have the following tips to help you out. H&R Block can further help you if you go to them for a consultation on Financial Planning Strategies.

Your first priority should always be estate planning. This is because you have … Read the rest

$50k in College Scholarships Announced by Lexington Law in a recent Lexington Law Scholarship release.

The Lexington Law Scholarship Award has been launched and 50,000 dollars has been promised to this fund. It is available to any students who write some type of winning essay detail at exactly what a credit score means to them personally, the way it may affect their future, and also how they can maintain a good credit score during college and beyond.

John Heath, the Directory Attorney for Lexington Law stated … Read the rest